[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.ampexen.cz\/u-koho-si-pujcuji-podnikatele\/#Article","mainEntityOfPage":"https:\/\/www.ampexen.cz\/u-koho-si-pujcuji-podnikatele\/","headline":"U koho si p\u016fj\u010duj\u00ed podnikatel\u00e9?","name":"U koho si p\u016fj\u010duj\u00ed podnikatel\u00e9?","description":"Kdy\u017e se n\u011bkomu neda\u0159\u00ed v podnik\u00e1n\u00ed tak, jak by si to p\u0159\u00e1l, je t\u0159eba s t\u00edm ur\u010dit\u011b n\u011bco ud\u011blat. Nen\u00ed \u017e\u00e1douc\u00ed tv\u00e1\u0159it se, jako \u017ee se nic ned\u011bje, proto\u017ee by se nakonec pravda stejn\u011b provalila. A \u010d\u00edm d\u00e9le by trvaly ne\u00fasp\u011bchy, t\u00edm nejp\u0159\u00edjemn\u011bji by se pak odstra\u0148ovaly jejich n\u00e1sledky. Kdy\u017e se v podnik\u00e1n\u00ed neda\u0159\u00ed, je […]","datePublished":"2026-02-04","dateModified":"2026-02-04","author":{"@type":"Person","@id":"https:\/\/www.ampexen.cz\/author\/#Person","name":"","url":"https:\/\/www.ampexen.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/664d9cd24f58d4d0b526991e1fec4656a216f6db124bbd66c69ade0e846d4f16?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/664d9cd24f58d4d0b526991e1fec4656a216f6db124bbd66c69ade0e846d4f16?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"ampexen.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.ampexen.cz\/wp-content\/uploads\/ppppppppppppppppppppppppppppppppppppppppppppp_10_10.jpg","url":"https:\/\/www.ampexen.cz\/wp-content\/uploads\/ppppppppppppppppppppppppppppppppppppppppppppp_10_10.jpg","height":0,"width":0},"url":"https:\/\/www.ampexen.cz\/u-koho-si-pujcuji-podnikatele\/","about":["Pen\u00edze"],"wordCount":423,"articleBody":"         Kdy\u017e se n\u011bkomu neda\u0159\u00ed v podnik\u00e1n\u00ed tak, jak by si to p\u0159\u00e1l, je t\u0159eba s t\u00edm ur\u010dit\u011b n\u011bco ud\u011blat. Nen\u00ed \u017e\u00e1douc\u00ed tv\u00e1\u0159it se, jako \u017ee se nic ned\u011bje, proto\u017ee by se nakonec pravda stejn\u011b provalila. A \u010d\u00edm d\u00e9le by trvaly ne\u00fasp\u011bchy, t\u00edm nejp\u0159\u00edjemn\u011bji by se pak odstra\u0148ovaly jejich n\u00e1sledky. Kdy\u017e se v podnik\u00e1n\u00ed neda\u0159\u00ed, je t\u0159eba zajistit, aby se zase da\u0159ilo. A to obvykle vy\u017eaduje i finan\u010dn\u00ed injekce. Ty si ale podnikatel\u00e9, kter\u00fdm se nevede dob\u0159e, nemohou velice \u010dasto dovolit. A tak tito \u017e\u00e1daj\u00ed o p\u016fj\u010dky, kter\u00e9 jsou mo\u017en\u00e1 i t\u00edm jedin\u00fdm zp\u016fsobem, jak\u00fdm se d\u00e1 situace skute\u010dn\u011b zm\u011bnit k lep\u0161\u00edmu.\u0158ekne-li si ale podnikatel, \u017ee si vezme n\u011bkde p\u016fj\u010dku, nem\u00e1 je\u0161t\u011b vyhr\u00e1no. Mus\u00ed toti\u017e tak\u00e9 zjistit, kde mu ji budou ochotni poskytnout, a mezi dostupn\u00fdmi nab\u00eddkami pak mus\u00ed naj\u00edt tu, kter\u00e1 mu bude co nejv\u00edc vyhovovat. Nebo aspo\u0148 vyhovovat. A teprve ve chv\u00edli, kdy pak doty\u010dn\u00fd tu pravou p\u016fj\u010dku dostane, m\u016f\u017eeme mluvit o \u00fasp\u011bchu. Pak teprve jsou tu pen\u00edze, jimi\u017e se d\u00e1 podnik\u00e1n\u00ed zachr\u00e1nit. Teprve pak se daj\u00ed zaplatit zm\u011bny, kter\u00e9 by vedly ke zlep\u0161en\u00ed situace.Podnikatel\u00e9 se tedy pokou\u0161ej\u00ed z\u00edskat p\u016fj\u010dku v\u0161ude, kde se jenom d\u00e1, kde je nad\u011bje na jej\u00ed dost v\u00fdhodn\u00e9 a jist\u00e9 sehn\u00e1n\u00ed. Jen\u017ee n\u011bkdy to nevych\u00e1z\u00ed. N\u011bkdy dokonce opakovan\u011b a tak dlouho, \u017ee u\u017e to vid\u00ed takov\u00fd \u017eadatel bled\u011b. Ale pokud tento vytrv\u00e1 nebo zjist\u00ed v\u010das, kde se d\u00e1 usp\u011bt, zvl\u00e1dne to. Ve chv\u00edli, kdy po\u017e\u00e1d\u00e1 o nebankovn\u00ed hypot\u00e9ku, je toti\u017e na spr\u00e1vn\u00e9m m\u00edst\u011b. Tu toti\u017e dostane daleko pravd\u011bpodobn\u011bji ne\u017e jinou p\u016fj\u010dku. A to dokonce bez zbyte\u010dn\u00fdch starost\u00ed. Nemus\u00ed se toti\u017e b\u00e1t ani toho, zda m\u00e1 dost velk\u00e9 p\u0159\u00edjmy, ani toho, zda zvl\u00e1dne usp\u011bt navzdory sv\u00fdm z\u00e1znam\u016fm v registrech dlu\u017en\u00edk\u016f. Na tom tu toti\u017e zase a\u017e tak moc nesejde.A na \u010dem u nebankovn\u00edch hypot\u00e9k z\u00e1le\u017e\u00ed? Co rozhoduje o tom, zda bude hypot\u00e9ka bez registru poskytnuta nebo ne? Jenom to, zda je z\u00e1jemce o ni schopen spl\u00e1cet a zaru\u010d\u00ed to nemovitost\u00ed. A to p\u0159ece neb\u00fdv\u00e1 slo\u017eit\u00e9.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"U koho si p\u016fj\u010duj\u00ed podnikatel\u00e9?","item":"https:\/\/www.ampexen.cz\/u-koho-si-pujcuji-podnikatele\/#breadcrumbitem"}]}]